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NMLS #3030
Find hidden equity in your home
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NMLS #2443873
Rates as low as 6.52%¹
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NMLS #1168
Home Equity Loans & Refinance – Cash Out
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NMLS #1717824
Largest non-bank HELOC lender in the US
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NMLS #6606
Now Is The Time For A Cash-Out Refinance
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Looking to refinance your mortgage?
NMLS #3030
- Find hidden equity in your home
- Make the most of your mortgage
- Convenient, fixed-rate payments
- Support from qualified Home Loan Experts
- Finance your next big home improvement project
Meet Our Providers
Rocket Mortgage offers a sleek online lending experience, designed to simplify mortgages and save time. With various loan options, constantly updated rates, helpful automation, and great customer service, the entire process is quick and user-friendly.
Pros
Offers most major mortgage types that suit borrowers’ needs
Flexible term lengths, from eight to 30 years
Works with unqualified borrowers to improve credit
Cash out up to $2 million with a jumbo or VA loan
Offers a strong array of loan programs
Provides a digital-first approach running on time-tested systems and apps
Cons
No brick-and-mortar locations
No construction or renovation loans
3 days ago
"Super fast and responsive service, honest and straight forward. Kept me up to date on all processes going on. Answered anytime I messaged, I even started the process online on Sunday and was called that day about it. Easy to follow and understand."
5 days ago
"Everything was and easy thru the app. Explained very well. And told exactly what i needed to provide. William was very good at we he did and provided excellent customer support. Fast closing!"
10 days ago
"This experience went quickly with lots of help from Kristen Young. The only problem was verifying our bank account numbers until after closing, but the money arrived in time to pay off our accounts. Thanks again, Rocket!"
Aven, founded in 2019, offers the first home equity-backed credit card, enabling homeowners to tap equity at rates from 7.99% APR while earning 2% cashback. It recently raised $142M in funding and has issued over $1.5B in credit lines.
Pros
No annual, origination, appraisal, notary or pre-payment fees.
Lower fees than a traditional home equity line of credit (HELOC)
The speedy online application process is quicker than other home financing options.
There's no annual fee.
Unlimited 2% cash back
Cons
Not available in all states. Line of credit size is limited in 15 states.
Requires a FICO or VantageScore of at least 640 to be eligible for approval
3 days ago
"This was a nice, user friendly loan application process. Very impressed with the seamless notary service."
5 days ago
"Excellent service and fast ! This is good all done electronically. Chris is great and very professional!"
7 days ago
"Amazing process. Extremely easy to get through"
Upstart Mortgage is a tech-driven platform using AI to simplify home financing. It offers faster approvals, competitive rates, and a seamless online experience, quickly becoming a key player in the mortgage lending space.
Pros
Fast approval and funding.
Allows secured loans.
No paperwork needed to apply
No annual fee, prepayment penalty, or fees to redraw
Cons
No rate discounts
5 days ago
Upstart us great low intrest rate and fast funds
2 days ago
It only took minutes to get approved for a loan. It was quick and easy. Would recommend them
3 days ago
Upstart has been a big help with my finances—twice now.