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Your Trusted Lenders for Home Equity Loans
Need significant cash for a major purchase? A Home Equity Loan provides the lump sum you need. Whether it's for college tuition, a new roof, or another big expense, you can afford it with competitive options from leading providers.
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NMLS #3030
Find hidden equity in your home
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NMLS #1168
Home Equity Loans & Refinance – Cash Out
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NMLS #6606
Now Is The Time For A Cash-Out Refinance
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NMLS #1810501
Smart way to consolidate your debt
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NMLS #1717824
Largest non-bank HELOC lender in the US
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Looking to refinance your mortgage?
NMLS #3030
- Find hidden equity in your home
- Make the most of your mortgage
- Convenient, fixed-rate payments
- Support from qualified Home Loan Experts
- Finance your next big home improvement project
Meet Our Providers
Rocket Mortgage offers a sleek online lending experience, designed to simplify mortgages and save time. With various loan options, constantly updated rates, helpful automation, and great customer service, the entire process is quick and user-friendly.
Pros
Offers most major mortgage types that suit borrowers’ needs
Flexible term lengths, from eight to 30 years
Works with unqualified borrowers to improve credit
Cash out up to $2 million with a jumbo or VA loan
Offers a strong array of loan programs
Provides a digital-first approach running on time-tested systems and apps
Cons
No brick-and-mortar locations
No construction or renovation loans
3 days ago
"Super fast and responsive service, honest and straight forward. Kept me up to date on all processes going on. Answered anytime I messaged, I even started the process online on Sunday and was called that day about it. Easy to follow and understand."
5 days ago
"Everything was and easy thru the app. Explained very well. And told exactly what i needed to provide. William was very good at we he did and provided excellent customer support. Fast closing!"
10 days ago
"This experience went quickly with lots of help from Kristen Young. The only problem was verifying our bank account numbers until after closing, but the money arrived in time to pay off our accounts. Thanks again, Rocket!"
Aven, founded in 2019, offers the first home equity-backed credit card, enabling homeowners to tap equity at rates from 7.99% APR while earning 2% cashback. It recently raised $142M in funding and has issued over $1.5B in credit lines.
Pros
No annual, origination, appraisal, notary or pre-payment fees.
Lower fees than a traditional home equity line of credit (HELOC)
The speedy online application process is quicker than other home financing options.
There's no annual fee.
Unlimited 2% cash back
Cons
Not available in all states. Line of credit size is limited in 15 states.
Requires a FICO or VantageScore of at least 640 to be eligible for approval
3 days ago
"This was a nice, user friendly loan application process. Very impressed with the seamless notary service."
5 days ago
"Excellent service and fast ! This is good all done electronically. Chris is great and very professional!"
7 days ago
"Amazing process. Extremely easy to get through"
AmeriSave Mortgage Corporation, founded in Atlanta in 2002, is a nationwide mortgage lender operating in 49 states and DC. It has funded over 220,000 homes totaling nearly $130 billion, offering a streamlined online application and responsive customer support.
Pros
Apply and submit forms directly online
Flat-fee structure
Get customized rates with no SSN needed
Available in 49 states plus Washington, D.C.
A home equity line of credit is available.
Cons
Not licensed in New York State
4 days ago
"Excellent service. Very friendly attentive to my needs. They made everything a stress free experience"
6 days ago
"We had a great experience working with AmeriSave. There fast and efficient."
9 days ago
"Very fast approval and the loan only took 2 weeks to close. AmeriSave is very transparent with their process and the closing went exactly as planned."